These posts were published on the months indicated and the information contained within these posts include references to taxation, legislation, regulation, and other issues or concerns that may no longer apply.

Your property may be repossessed if you do not keep up repayments on your mortgage.

  • new-buy-to-let

    New buy-to-let stamp duty from 1st April 2016

    Following the announcement of special “landlord tax” Buy-to-let investors will pay thousands of pounds extra in tax when they buy a property. From 1st April 2016 Stamp duty rates for buy-to-let investors and holiday homes will be three percentage points higher. This same rate will apply to buying other second properties, such as holiday homes, where the […]
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  • Halifax believe that buying a home should be made easier

    Nice to know if you buying a house and using the Halifax Valuation Fee Promise – Factsheet Halifax believe that buying a home should be made easier and less stressful, and have a “Valuation Fee Promise” to help with that aim. What is Valuation Fee Promise? From 25 June 2012, if for any reason a […]
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  • Positive Stamp Duty Changes for most

    Changes in stamp duty mean that most potential purchasers should save on purchasing a property and it could free up the congested £250,000 threshold. Positive changes for the housing market continue – Let us know what you think on our Facebook page Stamp duty changes in budget: Residential property stamp duty has changed so that rates […]
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  • Expat Buy To Let rates coming down

    Expat buy to let mortgages available with no arrangement fee… Rates from 3.99% up to 75% LTV both interest only and repayment options. minimum loan 100k, maximum 1.5m (usual terms and conditions apply) EXAMPLE RATES: 5 yr Discounted rate up to 75% LTV 3.99% (SVR – 1.00%),no arrangement fee,  ERCs 3% until end of discount term […]
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  • Woolwich follow other lenders in dropping rates

    The mortgage rate war continues to heat up, last week we seen a number of lenders dropping their rates to remain competitive and attract new applicants. This week Woolwich have announced they will be dropping their rates. One rate that sticks out is their all time low 5 year fixed rate, available up to 65% […]
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  • First time buyer delight

    Today we see Skipton Building Society release limited edition first time buyer products. Available to 90% LTV with No application fee, No completion fee, Free valuation & £250 cashback on completion Scottish Widows (specialist offset and professional mortgages) also reducing their rates with a headline 90% LTV rate Halifax also reducing some rates and adding […]
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  • 57% of the UK population do not have wills

    Bright Money Independent Ltd are committed to ensuring that all customers are prepared when the unexpected happens. With shocking research emerging revealing, 57% of the UK population do not hold a Will, more than ever, you should be aware of the benefits of creating a Will. New provisions in the Inheritance and Trustees’ Powers Act […]
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