Today we see Skipton Building Society release limited edition first time buyer products.
Available to 90% LTV with No application fee, No completion fee, Free valuation & £250 cashback on completion
Scottish Widows (specialist offset and professional mortgages) also reducing their rates with a headline 90% LTV rate
Halifax also reducing some rates and adding cashback on completion to some products.
It looks like all lenders have confidence in the market, they have tuned themselves for the recent FCA reviews and are now focused on products and performance. At the moment the future looks bright for first time buyers.
If you want to discuss any mortgage queries please feel free and call Bright Money and speak to one of our specialist mortgage and protection advisers.